Written by jdlash on April 29, 2011 – 5:37 pm
In Ohio is it illegal to drive without auto insurance. If your just looking to fulfill the state’s minimum requirements, your probably trying to do it as inexpensive as possible. If you have an expensive vehicle, then you probably want a more comprehensive policy that will cover you and your expensive car. Here is a general breakdown of Ohio car insurance.
The state requirements are $12,500/$25,000/$7500
So what do these numbers mean? The first number is $12,500 and is the minimum amount of bodily injury liability per person that is required. $25,000 is how much coverage you need to cover for any one total incident. The final number is $7,500 and is the minimum amount of property damage coverage required. It isn’t recommended by us here at shop4insurance to carry the minimum coverage limits unless you cannot afford to pay for higher limits.
What happens if I don’t have this coverage?
In the state of Ohio, failure to provide this coverage when being asked to present it will result in losing your license for 90 days and be forced to pay a fine to get your license reinstated. The fine is usually between $75-500. You have to carry the minimum state requirements or your going to get in big trouble in Ohio.
The state of Ohio follows a Tort System.
This means there is always going to be someone found at fault in an accident and someone is going to be liable for the damages that result from that accident. Due to the at fault person being liable for the damages to the other persons property, it is very advisable to carry higher limits then the state minimum requirements.
How much does auto insurance in Ohio cost?
The good news is that Ohio auto insurance is actually above average as far as cost is concerned. It is much cheaper then a lot of other states to insure a vehicle and using a service like ours can save you hundreds by shopping online.
Some of the advantages of shopping with Shop4insurance for Ohio car insurance
- Ease of use-Our form takes 5 minutes and will compare quotes with multiple carriers
- Safe & Secure-The agents have all been checked and hold a valid license to sell in the state of Ohio.
- Huge Savings-People that choose to use our service have saved hundreds on Ohio car insurance!
So what are you waiting for? Get quotes online today with Shop4insurance and start saving. It is easy and also a great way to save. We appreciate your time visiting us and hope you are satisfied with our service!
